Whether you’ve allowed ‘lifestyle creep’, or you’re just paying for subscriptions you forgot you had, there are many ways you could be wasting money without realizing it. You’ve worked hard to earn your income. Small changes in your lifestyle can make big changes in your wallet.

The image we had of a Certified Financial Planner was a middle-aged man with gray hair and grown children..like us. We were surprised when a millenial showed up at our door, and asked all the right questions.